What Do You Need To Recognise About Opening A HK Corporate Account? | 開立香港企業銀行户口需要注意什麼？

It is undoubtedly that many foreign enterprises are facing difficulties when they are opening a corporate bank account in Hong Kong. Hong Kong banks adopted the anti-fraud measures brought rigid since 2012. They raised the requirement and investigated the applicant’s background in depth. It seems complicated to open a corporate account. Please advert the followings before you start planning your business in Hong Kong.

Documents Preparation

Before you submit the documents to the bank, it is recommended to well prepare the documents to save extra time on dealing with the documents. You could refer to the list below:

1. Articles of Association (AA)
2. Business Registration (BR)
3. Certificate of Incorporation (CI)
4. Incorporation form NNC1
5. Latest Annual Return (NAR1)
6. Shareholder Structure (Organisation Chart of the company, Share transfers etc…)
7. Document proof of the business (agreements, contracts, invoices)

We noticed that as a startup company without any operation, is truly complicated to open a corporate account in Hong Kong. This is why many agencies are providing bank account opening services and charging a huge service fee.

Application Procedure

When you submitted the documents to the bank, they will request the official signatories or main shareholders (Depends on the bank) to attend the bank meeting and sign the related bank documents. After the final checking and approval from the bank’s compliance team, they will announce the application result.  The whole application procedure will be taken by 1 – 2 months normally. However, the processing time will be increased if the documents are missed. Therefore, we remind you again to well prepare the documents before the application.

Latest Updates 

As we mentioned before, the director or main shareholder is required to attend the bank meeting. Unfortunately, Hong Kong’s border is still closed during the COVID – 19 pandemics. How could I open a bank account without travelling? Currently, several banks are going to provide remote account opening services (special requirements). The applicant only needs to submit the documents online and attend the video conference. If you would like to receive more information about the remote account opening. Please contact us.

KPC Business Centre has 12 years of experiences in providing professional corporate services to SME. Looking for a professional consultant?  Please feel free to drop us an email at [email protected] / Whatsapp us +852 9168 9205 anytime.

毫無疑問，許多外國企業在香港開設公司銀行户口時都面臨不少困難。自2012年，香港銀行嚴勵地執行《打擊洗錢及恐怖分子資金籌集》條例，深入地調查申請人的背景。對外國商家而言，在香港開設的公司户口似乎太複雜了。因此在計劃開設户口之前，請注意以下幾點。

文件準備

在將文件提交給銀行之前，建議先妥善準備好文件，以節省處理文件的額外時間。您可以參考以下文件列表：

1. 公司章程（AA）
2. 商業註冊（BR）
3. 公司註冊證書（CI）
4. 公司註冊表格（NNC1）
5. 最新年度申報表（NAR1）
6. 股東結構（公司組織結構圖，股權轉讓書等）
7. 商業證明文件（協議書，合同，發票）

我們注意到，作為一家沒有任何業務運作的初創公司，在香港開設公司賬戶確實很複雜。這就是為什麼有那麼多公司提供銀行開戶服務並收取高昂服務費的原因。

申請程序

當您向銀行提交文件時，他們會要求簽署人或股東（取決於哪一間銀行）出席銀行會議並簽署相關的銀行文件。經過銀行法規團隊的最終檢查和批核後，會通知你申請的結果。而整個申請程序通常需要1-2個月的時間。但是，如果在文件上的準備不足，處理時間將延長。因此，我們再次提醒您在申請前要做好文件的準備。

最新情況

如前所述，董事或股東必須出席銀行會議。不幸的是，在新型肺炎期間香港的邊境仍然關閉。那麼我可以利用遙距方式開銀行戶口嗎？當前，幾家銀行正提供遙距開戶服務 (有額外要求)。申請人只需要上載文件並參加視像會議以代替訪港出席銀行會議。如果您想獲得有關遙距帳戶開立的信息。請聯繫我們。

尖沙咀商業中心擁有12年經驗為中小企業提供專業的企業服務。你正在尋找專業顧問？請隨時通過 [email protected]向我們發送電子郵件/ Whatsapp +852 9168 9205。